The Financial
Operating System
for Gold Savings
BishiPro replaces paper ledgers and manual collections with an enterprise cloud-first operating system. Digitize customer savings schemes, lock in real-time rates, and drive retail retention.
Traditional Schemes are Leaking Value
Relying on manual tools compromises security and drives operational overhead. See how the traditional process compares to BishiPro's digital standard.
Traditional Legacy Operations
Prone to error, customer friction, and security gaps.
- Physical paper passbooks (easily lost, damaged, or forged)
- Excel sheets & manual ledgers (70% data is unorganized or inaccurate)
- Manual collections at doorstep (prone to cash leakage & timing discrepancies)
- Cash payment reconciliation overheads (takes days to balance logs)
- Phone-call reminders (expensive, time consuming, intrusive for customer)
BishiPro SaaS Infrastructure
Automated, transparent, and built on bank-grade security.
- Encrypted digital passbooks on client mobile app
- Cloud-first database with audit-ready logs and dashboards
- Agent App with instant UPI/Digital payments & receipt printing
- Automatic daily rate allocation & stock reconciliation
- Intelligent automated SMS/WhatsApp alerts and reminders
Seamless Scheme Operations
An integrated operating system managing every detail of your savings scheme lifecycle.
Onboard Savers
Quickly register customers, complete KYC profiles, and upload ID documents directly on the web or mobile app.
Launch Scheme
Set custom gold schemes (weight-based or cash value plans) and activate daily/monthly contribution tracking.
UPI / Cash Collection
Doorstep agents collect funds and trigger instant mobile receipt prints. Customers can also pay directly via self-service portal.
Instant Rate Lock
Automatically allocate fractional gold weight based on real-time market rate index, securing ledger accuracy.
Redeem Ornaments
At scheme maturity, safely settle and convert the digital gold ledger into physical jewellery or payout equivalents.
Digitized Enterprise SaaS
Calculate Your SaaS Return
Slide the values below to estimate BishiPro's impact on your retail gold schemes operational efficiency and cash retention.
ADMIN TIME RECLAIMED
800 hrs
Saved from manual passbook logging, audit adjustments, and phone reminders per month.
CASH LEAKAGE PREVENTED
₹52,500
Estimated agent collection slippage and recording errors stopped using real-time UPI and Bluetooth print receipts.
ESTIMATED REDEMPTION RATE
92% Retention
Direct client retention increase calculated via digital passbook reminders, transparency rating, and rollover schemes builder incentives.
Comprehensive ERP Platform
A specialized suite of microservices engineered to digitize every point of the jewellery gold scheme process.
Customer Management
Digital KYC uploads, dynamic communication tabs, unified profiles, and complete lifetime customer valuation histories.
Gold Savings Plans
Deploy custom scheme structures (cash-accumulating or weight-locked interest), configure maturity triggers, and set rollover terms.
door-to-door Collections
Collection agent logs, field UPI integration, cash ledger locks, and instant bluetooth ticket receipts printed on-the-spot.
Inventory & Vault
Full visibility on showroom gold bars, physical vault holdings, allocated customer stock, and instant daily audits.
Double-Entry Accounting
Audit-ready transaction records, GST calculations, daily logs, and tax statements integrated with gold valuation rates.
Reports & Analytics
Comprehensive visual dashboards displaying collection agents performance, customer churn, and branch performance metrics.
Powering the Saver Ecosystem
A comprehensive customer app paired with a dedicated agent app keeps your field collection and user experience fully integrated.
Customer Onboarding & App Home
Instant signup workflow for digital gold savers. Modern dark dashboard providing users with clear overview of active schemes, gold rates, and next installment due dates.
Mobile-First UI
Clean, high-performance web-apps designed for lower bandwith.
Automated Ledger
Saves calculation overhead. Real-time valuation auditing.
ISO 27001 Certified
Data Encryption
Gold savings represent critical customer trust. BishiPro treats your ledger, customer KYC, and transaction audit trails with financial-grade security standards.
99.9% Uptime
Hosted on state-of-the-art server arrays guaranteeing consistent operational access for counters and field agents.
KYC Compliant
Built-in customer profiles matching compliance criteria with encrypted file uploads for identity validation.
Encrypted Wallet
Allocations matching digital gold passbooks are cryptographically locked, preventing stock adjustments without authorization.
Audit Trails
Track modification logs on every ledger entry with specific timestamp and agent tracking, assuring fraud prevention.
Solutions Tailored For Growth
BishiPro scales from single local showrooms to multi-state enterprise jeweller groups and banking institutions.
Individual Savers
Provides extreme transparency. Savers monitor live gold value conversions, receive automated receipts, and check transaction logs instantly on their app.
SME Jewellers
Eliminates physical bookkeeping overhead. Standardizes accounts, manages customers, and executes automatic reminders without manual labor.
Enterprise Chains
Multi-showroom configurations. Centrally audit collections, compare branch metrics, manage large vault allocations, and access master analytics reports.
Institutions
Designed for compliance. Robust audit history, role based database access security, standard-ready financial reporting, and compliance trails.
Modernizing a ₹100 Billion
Savings Ecosystem
Indian consumers hold gold savings in massive volumes. Over 90% of local jewellery savings schemes operate on paper slips and verbal terms. BishiPro is the first modular cloud platform capturing this massive transformation opportunity.
Underserved Local Markets
SME jewellers lack access to affordable, robust CRM/ERP software.
Trust & Audit Compliance
Digital rate locks guarantee transparency, ensuring compliance benchmarks are satisfied.
TAM
Total Addressable Market in India
SAM
Serviceable Addressable Market
SOM
Serviceable Obtainable Market
Frequently
Asked Questions
Can't find the answer you are looking for? Reach out directly using our contact form to get in touch with Somesh or Aditya.
When a customer makes a payment, BishiPro locks the gold rate dynamically against the live gold index at that precise millisecond, allocating the exact fractional gold weight directly into the customer's digital ledger. This removes any manual rate manipulation risks.
Yes. BishiPro is designed to comply with standard audit protocols, role-based data logs, and GST rules for gold schemes. All customer uploads are stored in compliance with standard Indian KYC regulations.
Absolutely. BishiPro is a multi-tenant cloud SaaS. Head office accounts can monitor all branch metrics, collection totals, customer count, and physical vault balances from a single consolidated dashboard.
Agents log into their secure mobile application, pull up customer sheets, accept cash/UPI payments, and print instant transaction receipts via a portable Bluetooth thermal printer. All data is updated on the cloud instantly.
At maturity, the system alerts both customer and jeweller. Customers can redeem their gold balance for physical ornaments in your store, rollover the balance into a new scheme, or process redemption payouts, with complete audit logs.
Behind the Golden Vision
Spearheading product architecture and industry expansion to modernize gold saving assets in India.
Somesh Chaudhari
FOUNDER & CEOLeads business strategy, strategic industry partnerships, enterprise gold loan sales, and investor relations.
Aditya Bhoye
CO-FOUNDER & CTODrives tech strategy, multi-tenant cloud operations, database encryption protocols, and automated rate calculations.
Start Automating
Your Savings Schemes
Connect with our team to understand how BishiPro scales to fit your specific showroom or ledger workflow requirements.
EMAIL US
digitiohub@gmail.comCALL US DIRECTLY
+91 84839 52398HEADQUARTERS
Vidyavihar, Mumbai, India